I'm not sure if you guys have noticed yet or not, but I almost never wear tight tops. I live in oversized sweaters and tees! I got this one from Zara (it's now on sale!) and it's been a staple in my closet because of the neutral color and how comfy and warm it is. I bought it in yellow as well for when I want to get a little funkier. I paired it with my Chanel booties (which I've found to be so versatile as far as being able to dress up or down,) frayed jeans also from Zara (and also now on sale!) and my black Valentino bag. Sunnies are by Ray-Ban.
Ripped jeans are super casual on their own, but it's easy to dress them up as long as you pair them with the right top and accessories! For this outfit, I went with a lace slip top, light leather jacket and patent leather pumps. This look is something you can wear with flats and no jacket during the day. Just leave your heels and bag in the car for a quick change into a night-time look before heading out of the office for dinner or drinks.